Intelligent Finance: Mortgages, Remortgages and Loans
 
Intelligent Finance was launched in September 2000 as a new concept in personal finance. Designed to save customers money, the Intelligent Finance plan works by linking (or "offsetting") the money customers have with the money they borrow, reducing the amount of interest they pay on their borrowings, or increasing the level they earn on their savings. Intelligent Finance is now one of the UK's largest direct banks.
 
Intelligent Finance's offset mortgages allow you to link your mortgage repayments with your savings and current account, with interest calculated on a daily basis. There are no limits to the amount you can offset, and you can make overpayments whenever you wish.
 
Use our simple loan form or mortgage form to talk with a financial adviser to see if Intelligent Finance loans or mortgages could be right for you.
 
Intelligent Finance offers a range of banking services available over the phone or online. Products include mortgages, personal loans, credit cards and insurance.

Intelligent Finance is a division of Bank of Scotland plc, which merged in September 2001 with the Halifax plc to form a new banking group called HBOS.


 
 



 
 
24th June 2008
The average cost of a two-year fixed-rate mortgage has broken through the 7% barrier. Homeowners wanting to take out a two-year deal can now expect
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24th June 2008
Mortgage lending for house purchase by the UK's main banks has fallen to its lowest level on record. The British Bankers Association (BBA) said th
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19th June 2008
Gross mortgage lending totalled an estimated £25.5 billion in May, down only 2% from £26.1 billion in April but 19% from the £31.5 billion high in May
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19th June 2008
HBOS, the UK's biggest mortgage lender, has forecast that UK house prices are set to fall by 9% this year. The banking group, which owns the Halif
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